Dad is not as bright as I thought!

It’s easy to drift through life assuming everything will turn out right. Life has been good to everyone growing up over the last twenty years. There’s an expectation you can get whatever you want. So when your kids went through the admission process for your local college, they probably looked at the question about medical […]

What to do if you run your own business

The answer is to plan for the business to continue after the death of the life insured. This requires action whilst the business is stable. Life insurance companies offer buy/sell agreements. The owner nominates someone to carry on running the business after death. The idea is that the parties agree a fair price for the […]

Do states really help?

All but nine US states have passed laws to limit the amount of the fast cash advances made available from one payday to the next, and to cap the interest applied. The majority of lawmakers think they have a duty to protect people from predatory lending practices. The arguments are easy to roll out. One […]